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The effect of ceded reinsurance on solvency of primary insurers
Primary insurance companies diversify their underwriting risk and thus improve their financial stability through buying reinsurance contracts. However... -
Solvency regulation in the property-liability insurance industry
This paper evaluates guaranty funds and solvency regulations. One main question addressed is how solvency regulations will benefit consumers. Many ... -
Capital asset pricing models with default risk : theory and applications in insurance
The Capital Asset Pricing Model has been used frequently to derive a fair price of insurance. But the use of this model overestimates insurance ...